For me a financial problem came at the worst possible time. I was studying for my final exams when I realised that I was short the money to pay my internet service provider - I'd just used the last of my cash to pay back some of my college fees! While the money needed wasn't huge I had exams coming up and didn't have time to try to find some extra work to cover the bills, and without internet my study plan would have been in serious trouble.

A friend recommended I have a look at your payday loans website and I decided to give it a try. By the next day I had the money needed to tide me over until my next payday. The bills were paid and a heavy weight was lifted off my mind and I continued to study for my exams - thanks for your help! - Chad Davis, Virginia.

I've had a really tough time of it lately with bills arriving before payday and then that gap after paying them when I have no money left for any other expenditure. With no hopes of passing a credit check for a standard bank loan due to having had bad credit in the past I was wondering where to get the money from.

Having used a payday loan company and had problems in the past I was initially wary of your site but a friend recommended you and I decided to give it a go. I spoke to representatives of your company when confirming my details and they allayed all my fears - they were friendly, knowledgeable and helpful.

Being employed it was easy to get the loan and it came into my bank account within hours. This made all the difference to my cash-flow and I was able to pay my bills on time then repay the loan a couple of weeks later at my next payday - simple! - George Harris, South Dakota.

Earlier this year I was involved in an unfortunate accident and broke my wrist. I needed a consultation but could not afford one till after my next pay day in two weeks' time. Not seeing the doctor wasn't really an option so I applied for one of your loans and soon received news that I was successful. Thank-you for your help - I was able to get the attention my wrist needed, when it needed it, and I was easily able to pay it back at my next payday. Very easy and convenient! - Lucy Summers, Chicago.

As someone who has only just tried out payday loans for the first time I must say I'm impressed! The service was excellent and the people that I spoke to on the phone were helpful and friendly, something that I hadn't expected after trying a couple of other payday loan sites in the past. The whole process was simple and easy and the cash I needed for an unexpected bill was provided by the end of the day - Matthew Goode, Wisconsin.

We all need a little help every now and then, as I've just experienced for myself. The bills started mounting up and became more and more urgent. I had to pay my utility bills so I searched online for a solution and came across your service. Everything went well and I was impressed with the professionalism of your company. I managed to pay my bills and the loan gave me a bit more time to get some extra work together which allowed me to pay it off with ease - Lisa Wilson, California.

My daughter recently needed some emergency dental treatment after falling and breaking a tooth. While I was really worried about my daughter I was concerned we could not afford it but a friend recommended your site and told me to apply online for the money I needed for the treatment. It was all really simple which put my mind at rest.

I got the money into my bank account quickly and my daughter was able to have her treatment without us needing to worry about the money. Thanks so much for your help! - Jennifer Redman, Texas.